Personal Insurance

Put an Expert in your Corner.
Personal Insurance

We’re always mindful that we’re not selling insurance—we’re providing protection.

Insurance is a product. Protection, though, means peace-of-mind. It means listening. It means understanding our clients’ needs and effectively communicating the insurance or financial products available. It means a commitment to provide the products and services necessary to protect and grow your current – and your future – assets. Here is a quick step by step synopsis of what happens with personal insurance:

Reviewing Coverage Requirements

Esser Hayes has over 3,000 clients and 70+ years of experience in insuring homes, fine arts/jewelry/furs, automobiles of all types as well as leisure vehicles. No two clients have the same needs. That’s why we start by thoroughly analyzing your exposures and your goals before we recommend coverage.

Designing Your Plan

After coverage requirements are identified, the Esser Hayes team reviews a client’s current insurance policies to see if all coverage requirements are met.  Your professional agent then runs quotes from our 20+ top-rated companies to ensure that you are paying an appropriate premium for the coverage provided. Next, we carefully design a personalized insurance program that includes a detailed analysis and inventory of assets and a review of risk factors.This careful analysis allows us to create the best products and the best price from a partner you can count on. That’s protection.



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