Commercial Insurance

Put an Expert in your Corner.


Personal Insurance

Commercial Coverage Protects the Health and Well-Being of Your Business.

At Esser Hayes, we know how important it is to have commercial coverage that protects the health and well-being of your business. We also know that the best, most beneficial commercial program is one that protects you against risk without limiting your opportunities – giving you the peace of mind to keep your business going strong.

That’s why our commercial insurance specialists start by evaluating your business inside and out, identifying your risks – and your opportunities. Then, we not only place your coverage with a quality insurance carrier that best meets your needs, we stand behind you with a range of cost-saving services like policy reviews, account consulting, risk management, loss control as well as claims management assistance.

Commercial

Commercial


Put an Expert in Your Corner
We are uncommonly committed to your security, and your success. We go to bat for you. That means we provide customized and comprehensive insurance solutions that offer the right combination of asset protection and growth for you, your family and your business. Everytime.

Free your business to be its best.

At Esser Hayes, we know how important it is to have commercial coverage that protects the health and well-being of your business. We also know that the best, most beneficial commercial program is one that protects you against risk without limiting your opportunities – giving you the peace of mind to keep your business going strong.
That’s why our commercial insurance specialists start by evaluating your business inside and out, identifying your risks – and your opportunities. Then, we not only place your coverage with a quality insurance carrier that best meets your needs, we stand behind you with a range of cost-saving services like policy reviews, account consulting, risk management, loss control as well as claims management assistance.
Our strong carrier relationships and our commitment to the success and security of our clients makes Esser Hayes a valuable addition to your team of professional advisors.

Commercial Services:

Policy Reviews

Because you are involved in your day to day business, you may not realize all the small changes that occur in your operations and how that impacts your insurance coverage. We breakdown your business processes to ensure your insurance program thoroughly addresses all your exposures.

Risk Management Consulting

Our integrated approach of loss control, claims management and methods of financing your insurance program will reduce your total cost of insurance within your company. Some factors that contribute to your total cost of insurance include your premiums, plus out of pocket expenses for deductibles, self-insured retentions as well as uncovered claims. With over 7 decades of experience, we work with you to identify and implement a program that addresses all risk factors that contribute to your costs.

Loss Control Solutions

From individual consultation to educational seminars, Esser Hayes provides assistance to clients in running a safer and ultimately more profitable business. Our Worker’s Compensation resources help you to understand what contributes to total claim costs and ways to minimize your risk. Additionally, we will complete an in depth analysis of your claims history to pinpoint root causes of accidents and other losses to formulate a preventative strategy.

Claims Management

There is nothing more stressful to your business than a claims event whether an injury, lawsuit or destruction of property. At Esser Hayes, we understand the claims process and provide a full staff to guide you through the claims process for a fast, fair and friendly resolution. We don’t just report the claim, we are with you through it all and provide guidance on impact of claims and potential future effects on premiums.

Surety Bonds

Surety Bonds are not insurance policies. These bonds are contracts designed to do one thing, provide guarantees. We work with many surety companies to provide our customers with both commercial and contract bonds. We understand the sense of urgency for securing critical bond obligations and will work to place you in a bond program that meets your needs.

Common bond types often requested by our clients include: Bid, Court Fiduciary, Customs, ERISA, Guardian, Highway, License & Permit, Lost Instrument, Maintenance, Mileage, Payment, Performance, Public Official, Supply and Wage & Welfare Bonds.

I have been very impressed with the Esser Hayes company, from their professional presentation to their prompt response, I know they value my business. They listen to my needs and offer suggestions to improve my coverage and save me money. The fact that they have been a valued member of Naperville for many years is very important to me, and their support of this community deserves recognition.
Ray Kinney, Maclyn Group

 

 

Latest From Blog